Funding-only, explainable estimates from the data — not predictions, and not investment advice. Each score shows its base rate and the factors behind it.
| # | Company | Stage | Last round | Timing | Raise next | Heat |
|---|---|---|---|---|---|---|
| 1 | ID Finance Fintech · Spain | Other | 2026-10 | just raised · ▲ | 11 | 93 |
| 2 | Pillar Fintech · Italy | Seed | 2026-05 | just raised · ▲ | 39 | 92 |
| 3 | Cortea Fintech · Germany |
Scores are model estimates, not facts: a base rate computed from this dataset, adjusted by transparent funding-only factors (timing vs cohort gap, round-size momentum, backer re-investment, firm characteristics). No per-company “unicorn” probability is published. In a back-test (cut-off 30 June 2023, 18-month horizon), companies the model placed in their typical raise window went on to raise again about 1.8× as often as the average tracked company (~14% vs ~8%), while companies flagged dormant raised under 1% of the time. Estimates, not predictions.
| Seed |
| 2026-06 |
| just raised · ▲ |
| 36 |
| 91 |
| 4 | Lendable Fintech · UK | Debt | 2026-07 | in window · ▲ | 45 | 90 |
| 5 | Dougs Fintech · France | Other | 2026-10 | just raised · ▲ | 11 | 89 |
| 6 | Undo Software · UK | Other | 2026-06 | just raised · ▲ | 21 | 88 |
| 7 | Marloo Fintech · UK | Seed | 2026-04 | just raised · ▲ | 41 | 88 |
| 8 | iwoca Fintech · UK | Debt | 2026-07 | just raised · ▲ | 39 | 86 |
| 9 | Seapoint Fintech · Ireland | Seed | 2026-04 | in window · ▲ | 42 | 86 |
| 10 | Alan Fintech · France | Series D+ | 2026-06 | just raised · ▲ | 39 | 85 |
| 11 | Spiko Fintech · France | Series B | 2026-10 | just raised · ▲ | 18 | 85 |
| 12 | Young Platform Fintech · Italy | Other | 2026-07 | just raised · ▲ | 19 | 84 |
| 13 | Fence Fintech · Spain | Other | 2026-04 | just raised · ▲ | 26 | 84 |
| 14 | Zilch Fintech · UK | Other | 2025-11 | in window · ▲ | 43 | 83 |
| 15 | Flatpay Fintech · Denmark | Other | 2025-11 | in window · ▲ | 43 | 83 |
| 16 | Fonoa Fintech · Ireland | Series C | 2026-05 | just raised · ▲ | 42 | 83 |
| 17 | Capital B Fintech · France | Other | 2026-05 | just raised · ▲ | 25 | 83 |
| 18 | Pennylane Fintech · France | Other | 2026-01 | in window · ▲ | 37 | 81 |
| 19 | Primer Fintech · UK | Series C | 2026-05 | just raised · ▲ | 40 | 81 |
| 20 | Hercle Fintech · Italy | Other | 2025-10 | in window · ▲ | 44 | 81 |
| 21 | Cleavr Fintech · France | Seed | 2026-10 | just raised · ▲ | 17 | 81 |
| 22 | Midas Fintech · Germany | Series A | 2026-03 | just raised · ▲ | 39 | 80 |
| 23 | Capital on Tap Fintech · UK | Debt | 2025-11 | in window · ▲ | 54 | 79 |
| 24 | LemonEdge Fintech · UK | Series A | 2026-07 | just raised · ▲ | 24 | 79 |
| 25 | Monument Technology Fintech · UK | Seed | 2026-06 | just raised | 32 | 79 |
| 26 | Trustap Fintech · Ireland | Other | 2026-06 | just raised · ▲ | 24 | 79 |
| 27 | Cloover Fintech · Germany | Debt | 2026-09 | just raised · ▲ | 30 | 78 |
| 28 | Lunar Fintech · Denmark | Other | 2026-01 | in window · ▲ | 39 | 78 |
| 29 | Elliptic Fintech · UK | Series D+ | 2026-05 | just raised · ▲ | 48 | 78 |
| 30 | Augustus Fintech · Germany | Series B | 2026-07 | just raised | 26 | 78 |
| 31 | Rillet Fintech · Spain | Series C | 2026-08 | just raised · ▲ | 28 | 78 |
| 32 | MDOTM Fintech · Italy | Growth/Late | 2026-06 | just raised · ▲ | 24 | 78 |
| 33 | Firenze Fintech · UK | Other | 2026-04 | just raised · ▲ | 27 | 78 |
| 34 | Paypercut Fintech · Bulgaria | Seed | 2026-06 | just raised · ▲ | 35 | 78 |
| 35 | Ayan Fintech · UK | Debt | 2026-09 | just raised · ▲ | 23 | 77 |
| 36 | Integral Fintech · Germany | Series A | 2026-09 | just raised · ▲ | 19 | 77 |
| 37 | Cachet Fintech · Estonia | Other | 2026-10 | just raised · ▲ | 11 | 77 |
| 38 | Wavo Fintech · France | Other | 2026-10 | just raised · ▲ | 11 | 77 |
| 39 | Green-Got Fintech · France | Other | 2026-06 | just raised · ▲ | 21 | 77 |
| 40 | mika Fintech · Germany | Seed | 2026-09 | just raised · ▲ | 18 | 77 |
| 41 | 9fin Fintech · UK | Series C | 2026-03 | in window · ▲ | 49 | 76 |
| 42 | Embat Fintech · Spain | Series B | 2026-05 | just raised · ▲ | 40 | 76 |
| 43 | BOB Fintech · UK | Other | 2025-11 | in window · ▲ | 46 | 76 |
| 44 | FNZ Fintech · UK | Other | 2026-09 | just raised | 13 | 75 |
| 45 | Pivot Fintech · France | Series B | 2026-05 | just raised · ▲ | 36 | 75 |
| 46 | Performativ Fintech · Denmark | Series A | 2026-04 | just raised · ▲ | 35 | 75 |
| 47 | viteSicure Fintech · Italy | Series A | 2026-04 | just raised · ▲ | 35 | 75 |
| 48 | Sokin Fintech · UK | Debt | 2026-01 | in window · ▲ | 70 | 74 |
| 49 | BCAS Fintech · Spain | Debt | 2026-02 | in window · ▲ | 87 | 74 |
| 50 | Flagright Fintech · Germany | Series A | 2026-06 | just raised · ▲ | 29 | 74 |