Zilch
Zilch is a buy now, pay later app that allows its customers to shop wherever Mastercard is accepted.
Zilch has raised €715M across 9 funding rounds from 13 investors, most recently a round in Nov 2025. Based in London, UK; founded 2018; active in Fintech. Data as of 28 Oct 2026.
Total raised
€715M
€715,019,330
Funding rounds
9
Investors
13
distinct backers
Active since
2020-12
latest 2025-11
Funding by year
EUR raised per yearZilch — funding by year — interactive chart.
Data table
| Zilch — funding by year | |
|---|---|
| 2020 | €25M |
| 2021 | €255M |
| 2022 | €48M |
| 2023 | €0 |
| 2024 | €236M |
| 2025 | €151M |
Signals
High confidenceRaise-next likelihood44
base rate 30% for Other
- ▲ In typical raise window
- ▲ Up-round momentum
- ▼ Low backer re-investment
Exit likelihood49
base rate 11% (2+ rounds)
- ▲ €100M+ raised
- ▲ 9 rounds raised
- ▲ 8y since founding (typical exit age)
- ▲ Recently backed by strong-exit-track investors
Timing: in window vs cohort gap · momentum up. Funding-only estimates, not predictions and not investment advice — see signals.
Funding rounds
9 rounds| Date | Stage | Amount | Investors | |
|---|---|---|---|---|
| 2025-11-13 | Other | €151M | BNF Capital,KKCG,strategic investors,family office | View deal → |
| 2024-06-24 | Debt | €118M | Deutsche Bank | View deal → |
| 2024-06-19 | Debt | €118M | Deutsche Bank | View deal → |
| 2023-10-31 | Other | — | eBay Ventures | View deal → |
| 2022-06-30 | Series C | €48M | dmg ventures,Gauss Ventures,Goldman Sachs Asset Management,Limited Ventures,M&F Fund,Ventura Capital | View deal → |
| 2021-11-10 | Series C | €95M | Gauss Ventures,Ventura Capital | View deal → |
| 2021-07-23 | Other | €93M | DMGT,Goldman Sachs Asset Management | View deal → |
| 2021-04-19 | Series B | €67M | — | View deal → |
| 2020-12-16 | Series B | €25M | Gauss Ventures | View deal → |
Investors
13Acquisitions
2- Fjord Bank2026
- NepFin2021
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