Fintech startup funding in Europe
European funding attributed to this sector (companies tagged with it).
3,582 European Fintech companies have closed 6,649 funding rounds and raised €105B in equity funding (excluding debt and grants). Debt rounds added €28B. UK leads by capital raised, and Speedinvest is the most active investor. Data as of 6 Nov 2026.
#2 sector by equity raised — 14.8% of European sector equity funding.
Funding over time
2010–2026 · 2026 YTD — equity € raised vs roundsData table
| Equity | Rounds | |
|---|---|---|
| 2010 | €105M | 46 |
| 2011 | €334M | 80 |
| 2012 | €304M | 117 |
| 2013 | €363M | 170 |
| 2014 | €1.4B | 262 |
| 2015 | €1.9B | 308 |
| 2016 | €1.9B | 453 |
| 2017 | €5.0B | 519 |
| 2018 | €4.2B | 415 |
| 2019 | €9.7B | 434 |
| 2020 | €9.1B | 519 |
| 2021 | €25B | 806 |
| 2022 | €19B | 734 |
| 2023 | €6.4B | 550 |
| 2024 | €6.3B | 436 |
| 2025 | €7.8B | 402 |
| 2026 | €6.0B | 263 |
AI analysis mentioning Fintech
AI-generated · figures verified · not investment adviceHealthtech leads 30-day sector funding despite fewer deals than Software
Over the past 30 days, Healthtech leads sector funding with €1.18B across 31 deals, ahead of Fintech's €1.06B over 23 deals and AI's €929M over 35 deals, despite Software recording the most deals (59)…
Fintech funding declines 14% to €2.43B
Fintech funding fell to €2.43B in the recent 90 days from €2.83B in the prior period, a decrease of 14%. Deal count slipped from 61 to 58.
Cloud sector tops 30-day sector ranking on two deals
Cloud leads the 30-day sector ranking with €2.98B from just 2 deals, ahead of Healthtech's €1.53B across 35 deals and Fintech's €908M across 32 deals — a concentration driven by a small number of very…
Healthtech leads weekly sector funding
Healthtech led European sector funding over the past 7 days with €179M across 8 deals, ahead of Software's €161M from 18 deals and Fintech's €127M from 7 deals.
Top deals
largest disclosed rounds| Company | Country | Stage | Amount | Date | |
|---|---|---|---|---|---|
| Propel Finance | UK | Other | €1.7B | 2025-07-03 | View → |
| Auxmoney | Germany | Debt | €1.5B | 2017-01-27 | View → |
| SumUp | UK | Debt | €1.4B | 2024-05-01 | View → |
| Cloover | Germany | Debt | €1.0B | 2026-01-21 | View → |
| Curve | UK | Debt | €1.0B | 2022-12-06 | View → |
| Abound | UK | Debt | €929M | 2024-05-08 | View → |
| Wirecard | Germany | Other | €900M | 2019-04-01 | View → |
| Checkout.com | UK | Series D+ | €880M | 2022-01-12 | View → |
| Klarna | Sweden | Other | €830M | 2021-03-01 | View → |
| ThinCats | UK | Debt | €807M | 2023-09-21 | View → |
| Klarna | Sweden | Other | €792M | 2022-07-11 | View → |
| N26 | Germany | Series D+ | €776M | 2021-10-18 | View → |
Top investors
named, by deal count- Speedinvest93 deals
- Index Ventures83 deals
- Seedcamp76 deals
- Accel62 deals
- Kima Ventures55 deals
- Creandum52 deals
- Crowdcube48 deals
- Balderton Capital47 deals
- Octopus Ventures47 deals
- Seedrs46 deals
Top countries
total € raised · click a bar to openData table
| Fintech — top countries | |
|---|---|
| UK | €64B |
| Germany | €20B |
| France | €10B |
| Sweden | €8.0B |
| Spain | €4.3B |
| Netherlands | €4.0B |
| Israel | €4.0B |
| Switzerland | €3.0B |
| Italy | €2.4B |
| Denmark | €2.3B |
Stage mix
share of disclosed €Data table
| Fintech — stage mix | |
|---|---|
| Other | €47B |
| Debt | €28B |
| Series D+ | €14B |
| Series B | €12B |
| Series C | €12B |
| Series A | €9.6B |
| Growth/Late | €4.6B |
| Seed | €3.6B |
| Early VC | €763M |
| Pre-Seed | €430M |
| ICO | €264M |
| Crowdfunding | €259M |
| Grant | €157M |