Defacto is a fintech firm that offers credit infrastructure using an API for small and medium companies.
Defacto has raised €211M across 5 funding rounds from 10 investors, most recently a Series B round in Sep 2025. Based in Paris, France; active in Fintech. Data as of 7 Aug 2026.
Timing: in window vs cohort gap · momentum up. Funding-only estimates, not predictions and not investment advice — see signals.
| Date | Stage | Amount | Investors | |
|---|---|---|---|---|
| 2025-09-23 | Series B | €16M | Citi Ventures,La Maison Partners | View deal → |
| 2023-11-14 | Series A | €10M | Citi Ventures,Global Founders Capital,Headline,Northzone | View deal → |
| 2023-07-13 | Debt | €167M | Citi,Viola Credit | View deal → |
| 2022-06-07 | Other | €15M | Northzone | View deal → |
| 2021-11-19 | Pre-Seed | €3.0M | Arthur Waller,Global Founders Capital,Headline,Rodolphe Ardant,Thibaud Elzière | View deal → |