Sectors/Fintech/2012/Q4

Fintech funding in Q4 2012

European Fintech startup funding raised during Q4 2012.

In Q4 2012, 30 European Fintech companies closed 30 funding rounds and raised €64M in equity funding (excluding debt and grants), down 60.9% versus Q4 2011. UK led by capital raised, and Wayra was the most active investor. Data as of 6 Nov 2026.

Equity funding

€64M

-60.9% vs Q4 2011 · excl. debt & grants

Funding rounds

+30.4% vs Q4 2011

Companies

Top country

Rank among sectors

5.0% of sector funding

Top-10 round share

91.4%

of disclosed capital

Funding by month

€ raised vs rounds, by month

Data table

	Funding	Rounds
Oct	€48M	13
Nov	€4.6M	5
Dec	€11M	12

Top countries

by € raised

Data table

	Fintech — top countries by capital, Q4 2012
UK	€42M
Russia	€14M
Germany	€4.2M
Spain	€1.2M
Switzerland	€1.2M
Israel	€619k
Italy	€467k
France	€464k

Stage mix

by € raised

Data table

	Fintech — stage mix, Q4 2012
Series C	€20M
Series B	€13M
Growth/Late	€13M
Other	€8.9M
Seed	€6.0M
Series A	€3.1M
Early VC	€851k

Exits & M&A

1 IPO

1 exit.

Top deals

largest disclosed rounds in Q4 2012

Company	Stage	Date	Amount
borro	Series C	Oct 2012	€20M
broadbandchoices	Growth/Late	Oct 2012	€13M
OneTwoTrip	Series B	Oct 2012	€12M
ezbob	Other	Dec 2012	€3.8M
Kreditech	Series A	Dec 2012	€3.1M
TIM Group	Other	Nov 2012	€2.2M
Dengi Online	Other	Dec 2012	€1.5M
fintonic	Seed	Nov 2012	€1.2M
MDC Media	Seed	Nov 2012	€1.2M
Aria Networks	Early VC	Oct 2012	€851k
Stocard	Seed	Dec 2012	€693k
KlickEx	Other	Dec 2012	€675k
PREen.Me	Seed	Oct 2012	€619k
Ensygnia	Seed	Dec 2012	€517k
Ensygnia (Onescan)	Seed	Dec 2012	€516k

View all 30 Fintech deals in Q4 2012 →

Top investors

most active in Q4 2012, by deal count

← All 2012 Fintech funding