Fintech funding in H2 2012
European Fintech startup funding raised during H2 2012.
In H2 2012, 54 European Fintech companies closed 55 funding rounds and raised €135M in equity funding (excluding debt and grants), down 26.5% versus H2 2011. UK led by capital raised, and HV Holtzbrinck Ventures was the most active investor. Data as of 6 Nov 2026.
Equity funding
€135M
-26.5% vs H2 2011 · excl. debt & grants
Funding rounds
55
+34.1% vs H2 2011
Companies
54
Top country
UK
Rank among sectors
#8
5.4% of sector funding
Top-10 round share
80.0%
of disclosed capital
Funding by month
€ raised vs rounds, by monthFintech — funding by month, H2 2012 — interactive chart.
Data table
| Funding | Rounds | |
|---|---|---|
| Jul | €5.3M | 6 |
| Aug | €43M | 8 |
| Sep | €22M | 11 |
| Oct | €48M | 13 |
| Nov | €4.6M | 5 |
| Dec | €11M | 12 |
Top countries
by € raisedFintech — top countries by capital, H2 2012 — interactive chart.
Data table
| Fintech — top countries by capital, H2 2012 | |
|---|---|
| UK | €73M |
| Germany | €27M |
| Russia | €23M |
| Italy | €3.5M |
| Israel | €3.4M |
| Spain | €2.3M |
| Switzerland | €1.2M |
| France | €464k |
Stage mix
by € raisedFintech — stage mix, H2 2012 — interactive chart.
Data table
| Fintech — stage mix, H2 2012 | |
|---|---|
| Series C | €32M |
| Series A | €32M |
| Seed | €19M |
| Early VC | €16M |
| Series B | €13M |
| Growth/Late | €13M |
| Other | €10M |
Exits & M&A
1 IPO1 exit.
Top deals
largest disclosed rounds in H2 2012| Company | Stage | Date | Amount |
|---|---|---|---|
| borro | Series C | Oct 2012 | €20M |
| SumUp | Series A | Aug 2012 | €16M |
| broadbandchoices | Growth/Late | Oct 2012 | €13M |
| OneTwoTrip | Series B | Oct 2012 | €12M |
| OpenGamma | Series C | Aug 2012 | €12M |
| Paymill | Seed | Aug 2012 | €11M |
| payleven | Early VC | Sep 2012 | €10M |
| OneTwoTrip | Series A | Sep 2012 | €7.1M |
| ezbob | Other | Dec 2012 | €3.8M |
| Kreditech | Series A | Dec 2012 | €3.1M |
| MoneyFarm | Early VC | Aug 2012 | €3.0M |
| Tapingo | Series A | Jul 2012 | €2.8M |
| Currency Cloud | Early VC | Jul 2012 | €2.4M |
| TIM Group | Other | Nov 2012 | €2.2M |
| 2can | Series A | Sep 2012 | €1.6M |
Top investors
most active in H2 2012, by deal count- HV Holtzbrinck Ventures2 deals
- Wayra2 deals
- Accel1 deals
- Andre Bajorat1 deals
- Angel CoFund1 deals
- Atomico1 deals
- Augmentum1 deals
- Blumberg Capital1 deals
- btov Partners1 deals
- Cabiedes & Partners1 deals