Koyo
Koyo provides loans intended for people with short credit histories.
Koyo has raised €47M across 3 funding rounds from 6 investors, most recently a round in Sep 2021. Based in London, UK; active in Fintech. Data as of 28 Oct 2026.
London, UKwww.koyoloans.com ↗
Total raised
€47M
€46,736,818
Funding rounds
3
Investors
6
distinct backers
Active since
2019-10
latest 2021-09
Funding by year
EUR raised per yearKoyo — funding by year — interactive chart.
Data table
| Koyo — funding by year | |
|---|---|
| 2019 | €4.5M |
| 2021 | €42M |
Signals
Medium confidenceRaise-next likelihood7
base rate 30% for Other
- ▼ Dormant (no round in 3+ cohort gaps)
- ▲ Up-round momentum
Exit likelihood11
base rate 11% (2+ rounds)
- ▲ €30M+ raised
- ▲ 7y since founding (typical exit age)
- ▼ No recent equity round (debt-only or quiet)
Timing: dormant vs cohort gap · momentum up. Funding-only estimates, not predictions and not investment advice — see signals.
Funding rounds
3 rounds| Date | Stage | Amount | Investors | |
|---|---|---|---|---|
| 2021-09-09 | Other | — | — | View deal → |
| 2021-09-09 | Debt | €42M | Angel Investors,Force Over Mass Capital,Forward Partners,Frontline Ventures,Matt Robinson,Seedcamp | View deal → |
| 2019-10-01 | Other | €4.5M | Forward Partners | View deal → |
Investors
6Related news
- ‘Thin file’ loans startup Koyo closes $50M Series A led by Force Over Masstechcrunch.com · 2021-09
- crowdfundinsider.com
Similar companies
same sector or countryGlobal coverage: FundingData