Capital on Tap
Capital on Tap is a fintech company that provides small and medium-sized businesses with credit cards.
Capital on Tap has raised €1.3B across 5 funding rounds from 12 investors, most recently a Debt round in Nov 2026. Based in London, UK; active in Fintech. Data as of Nov 2026.
London, UKwww.capitalontap.com ↗
Total raised
€1.3B
€1,343,753,665
Funding rounds
5
Investors
12
distinct backers
Active since
2022-04
latest 2026-11
Funding by year
EUR raised per year · 2026 YTDCapital on Tap — funding by year — interactive chart.
Data table
| Capital on Tap — funding by year | |
|---|---|
| 2022 | €536M |
| 2025 | €568M |
| 2026 | €240M |
Signals
High confidenceRaise-next likelihood13
base rate 45% for Debt
- ▼ Raised very recently
- ▼ Down/flat last round
- ▼ Low backer re-investment
Exit likelihood19
base rate 11% (2+ rounds)
- ▲ €100M+ raised
- ▲ 5 rounds raised
- ▼ No recent equity round (debt-only or quiet)
Timing: too soon vs cohort gap · momentum down. Funding-only estimates, not predictions and not investment advice — see signals.
Funding rounds
5 rounds- 2026-11-09Debt€240M
- 2025-11-21Debt€568MBNP Paribas,Citi,Lloyds Bank,SMBC+1 more
- 2022-10-20Debt€115M
- 2022-08-24Debt€237M
- 2022-04-12Debt€184M
| Date | Stage | Amount | Investors | |
|---|---|---|---|---|
| 2026-11-09 | Debt | €240M | British Business Bank,Natwest | View deal → |
| 2025-11-21 | Debt | €568M | BNP Paribas,Citi,Lloyds Bank,SMBC,Societe Generale (SocGen) | View deal → |
| 2022-10-20 | Debt | €115M | Atalaya Capital Management | View deal → |
| 2022-08-24 | Debt | €237M | J.P. Morgan,Triple Point Ventures | View deal → |
| 2022-04-12 | Debt | €184M | HSBC,Värde Partners | View deal → |
Investors
12Related news
- UK’s Capital on Tap bags €114.3M revolving credit facility to empower SMEs in UK, USsiliconcanals.com · 2022-10
- SME lender Capital on Tap secures £200m from JP Morgan, Triple Pointuktech.news · 2022-08
- Capital on Tap secures $200 million funding facilityfinextra.com · 2022-04
- Capital on Tap Receives £450 million to Fund SMEscrowdfundinsider.com · 2021-11
- businesscloud.co.uk
- finextra.com
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