iwoca
Provides instant working capital to online-market retailers
iwoca has raised €1.6B across 15 funding rounds from 20 investors, most recently a Debt round in Oct 2026. Based in London, UK; founded 2011; active in Fintech. Data as of 28 Oct 2026.
Total raised
€1.6B
€1,564,213,468
Funding rounds
15
Investors
20
distinct backers
Active since
2013-01
latest 2026-10
Funding by year
EUR raised per year · 2026 YTDiwoca — funding by year — interactive chart.
Data table
| iwoca — funding by year | |
|---|---|
| 2012 | €2.5M |
| 2013 | €6.0M |
| 2015 | €18M |
| 2016 | €54M |
| 2017 | €0 |
| 2018 | €8.4M |
| 2020 | €211M |
| 2023 | €230M |
| 2024 | €557M |
| 2026 | €477M |
Signals
High confidenceRaise-next likelihood14
base rate 45% for Debt
- ▼ Raised very recently
- ▼ Down/flat last round
- ▼ Low backer re-investment
Exit likelihood25
base rate 11% (2+ rounds)
- ▲ €100M+ raised
- ▲ 15 rounds raised
- ▼ No recent equity round (debt-only or quiet)
Timing: too soon vs cohort gap · momentum down. Funding-only estimates, not predictions and not investment advice — see signals.
Funding rounds
15 rounds| Date | Stage | Amount | Investors | |
|---|---|---|---|---|
| 2026-10-19 | Debt | €185M | ABN AMRO,Neuberger | View deal → |
| 2026-07-27 | Debt | €292M | unnamed leading UK bank,Waterfall Asset Management | View deal → |
| 2024-11-11 | Debt | €242M | Citi,Waterfall Asset Management | View deal → |
| 2024-05-07 | Debt | €315M | Barclays,Citibank,Insight Partners,Värde Partners | View deal → |
| 2023-10-17 | Debt | €230M | Barclays,Värde Partners | View deal → |
| 2020-08-03 | Debt | €111M | — | View deal → |
| 2020-02-27 | Other | €100M | Insight Partners | View deal → |
| 2019-01-01 | Other | €8.4M | Augmentum Fintech | View deal → |
| 2017-07-07 | Other | €0 | Intesa Sanpaolo | View deal → |
| 2016-10-01 | Debt | €30M | Shawbrook | View deal → |
| 2016-10-01 | Series C | €24M | Acton Capital Partners,CommerzVentures,Global Founders Capital,Prime Ventures | View deal → |
| 2015-07-01 | Series B | €18M | Acton Capital Partners,CommerzVentures,Redline Capital (United Kingdom) Ltd. | View deal → |
| 2015-04-01 | Seed | €220k | Felix Haas | View deal → |
| 2014-01-01 | Early VC | €6.0M | Global Founders Capital,Redline Capital (United Kingdom) Ltd.,Talis Capital | View deal → |
| 2013-01-01 | Early VC | €2.5M | Talis Capital | View deal → |
AI analysis mentioning iwoca
1AI-generated analysis · every figure traces to cited rounds.