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Defacto

Defacto is a fintech firm that offers credit infrastructure using an API for small and medium companies.

Defacto has raised €211M across 5 funding rounds from 10 investors, most recently a Series B round in Sep 2025. Based in Paris, France; active in Fintech. Data as of 28 Oct 2026.

Paris, Francewww.getdefacto.com ↗
Fintech
← All companies
Total raised
€211M
€211,016,591
Funding rounds
5
Investors
10
distinct backers
Active since
2021-11
latest 2025-09

Funding by year

EUR raised per year
Defacto — funding by year — interactive chart.
Data table
Defacto — funding by year
2021€3.0M
2022€15M
2023€177M
2025€16M

Signals

High confidence
Raise-next likelihood71
base rate 48% for Series B
  • ▲ In typical raise window
  • ▲ Up-round momentum
  • ▼ Low backer re-investment
Exit likelihood31
base rate 11% (2+ rounds)
  • ▲ €100M+ raised
  • ▲ 5 rounds raised
  • ▲ 5y since founding (typical exit age)
  • ▲ Recently backed by strong-exit-track investors

Timing: in window vs cohort gap · momentum up. Funding-only estimates, not predictions and not investment advice — see signals.

Funding rounds

5 rounds
DateStageAmountInvestors
2025-09-23Series B€16MCiti,La Maison PartnersView deal →
2023-11-14Series A€10MCiti,Global Founders Capital,Headline,NorthzoneView deal →
2023-07-13Debt€167MCiti,Viola CreditView deal →
2022-06-07Other€15MNorthzoneView deal →
2021-11-19Pre-Seed€3.0MArthur Waller,Global Founders Capital,Headline,Rodolphe Ardant,Thibaud ElziereView deal →

Investors

10
Arthur WallerCitiGlobal Founders CapitalHeadlineLa Maison PartnersNorthzoneRodolphe ArdantThibaud ElziereViola Credit

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