Capital on Tap
Capital on Tap is a fintech company that provides small and medium-sized businesses with credit cards.
Capital on Tap has raised €1.1B across 4 funding rounds from 10 investors, most recently a Debt round in Nov 2025. Based in London, UK; active in Fintech. Data as of 28 Oct 2026.
London, UKwww.capitalontap.com ↗
Total raised
€1.1B
€1,104,031,742
Funding rounds
4
Investors
10
distinct backers
Active since
2022-04
latest 2025-11
Funding by year
EUR raised per yearCapital on Tap — funding by year — interactive chart.
Data table
| Capital on Tap — funding by year | |
|---|---|
| 2022 | €536M |
| 2025 | €568M |
Signals
High confidenceRaise-next likelihood49
base rate 45% for Debt
- ▲ In typical raise window
- ▲ Up-round momentum
- ▼ Low backer re-investment
Exit likelihood17
base rate 11% (2+ rounds)
- ▲ €100M+ raised
- ▲ 4 rounds raised
- ▼ No recent equity round (debt-only or quiet)
Timing: in window vs cohort gap · momentum up. Funding-only estimates, not predictions and not investment advice — see signals.
Funding rounds
4 rounds| Date | Stage | Amount | Investors | |
|---|---|---|---|---|
| 2025-11-21 | Debt | €568M | BNP Paribas,Citi,Lloyds Bank,SMBC,Societe Generale (SocGen) | View deal → |
| 2022-10-20 | Debt | €115M | Atalaya Capital Management | View deal → |
| 2022-08-24 | Debt | €237M | J.P. Morgan,Triple Point Ventures | View deal → |
| 2022-04-12 | Debt | €184M | HSBC,Värde Partners | View deal → |
Investors
10Related news
- UK’s Capital on Tap bags €114.3M revolving credit facility to empower SMEs in UK, USsiliconcanals.com · 2022-10
- SME lender Capital on Tap secures £200m from JP Morgan, Triple Pointuktech.news · 2022-08
- Capital on Tap secures $200 million funding facilityfinextra.com · 2022-04
- Capital on Tap Receives £450 million to Fund SMEscrowdfundinsider.com · 2021-11
- finextra.com
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